I love Dave Ramsey.  His book, Total Money Makeover, is one of the best personal finance books I've ever met.  Typically, I agree with all his advice but eventually disagreed with this one thing.  And this one thing will probably make him think I'm nuts!

After you retire the IRS is going to eventually come for their tax money out of your retirement account.  Here's what you need to know about Required Minimum Distributions.

It's reported than 1 out of every 5 Americans are not saving anything at all.  There #2 reason for not saving was "they hadn't got around to it" otherwise known as being lazy.  Stop being lazy!  We share 3 strategies that even a lazy person can do to boost their savings immediately.