You're The Average Of The Five People You Spend The Most Time With. - Jim Rohn

When's the last time you evaluated who you spend the most time with?  If you're not on the path you want to be in, it might be time to take a long hard look who influences your decisions.

So often investors are sold annuities and have no idea why they own them.  Like any other investment, you need a basic understanding of how that fits into your financial plan.